Economy & Business, Volume 9, 2015

Abstract: This article pertains to development of the Voluntary Health Insurance (VHI) market in Bulgaria after the regulatory changes. In 2012, there were proposals for changes to the Health Insurance Act. These proposals were adopted by the National Assembly and pledged health insurance companies within August 2013 to bring their activities in accordance with the Insurance Code and apply to the regulator for a license to carry on insurance business in general insurance. We analyze the VHI market after the regulatory changes. The research includes two insurance products “Accident” and “Sickness”. Objects of analysis are the following financial indexes of the market – premium income, market share, payments and the number of companies.